WebIf you have a high-deductible health plan, you may also have a health savings account (HSA). An HSA is a special savings or investment account that's meant to pay for medical expenses that aren't covered by your insurance. You can't use it to pay for just anything, though, so take the time to understand what exactly your HSA can cover. WebSee this question regarding the relationship between a HDHP (High Deductible Health Plan) and an HSA (Health Savings Account). In brief, to qualify for an HSA you must have a HDHP: HDHPs are plans with a minimum deductible of $1,200 for self-only coverage and $2,400 for self-and-family coverage.

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